Tool
Core PayPal Fee Calculator
Result
On a $100 charge, PayPal fee is $3.98; you receive $96.02.
Reverse Fee Calculator
Charge $104.19 to receive $100 after PayPal fees.
Subscription Revenue Calculator
1,000 customers at $20/mo: $20,000 gross, $798 in PayPal fees, $19,202 net.
Bulk Payment Calculator
200 transactions at $50: $10,000 gross, $1,098 fees, $8,902 net.
International Payment Fee
Domestic vs international rates for your selected country.
US domestic: 3.49% + $0.49. International: 4.99% + $0.49.
Payment Processor Comparison
Fee per transaction for selected country. Change country above to see other rates.
| Processor | Typical fee (example US) |
|---|---|
| PayPal | 3.49% + $0.49 |
| Stripe | 2.9% + $0.30 |
| Square | 2.6% + $0.10 |
Compare total fee for your typical transaction size. Use the Stripe Fee Calculator for Stripe-specific estimates.
Pricing Strategy Simulator
PayPal fee and net revenue at different price points.
| Price | PayPal Fee | Net Revenue |
|---|
Use this to see how fee impact changes with price.
Profit Impact Calculator
Profit = Price − Cost − PayPal Fee. Shows true profitability after payment processing.
PayPal Fee Impact by Business Type
| Business Type | Typical Fee Impact |
|---|---|
| E-commerce | 3.5% – 5% |
| SaaS | ~3.5% – 4% |
| Digital Products | 4% – 6% |
Fee impact depends on average transaction size. Smaller tickets = higher % impact.
Export & Share
PayPal Fee Formula (by country)
International transactions may add ~1.5%. Rates vary by country; check PayPal pricing for your region.
What are PayPal Fees?
PayPal charges a percentage plus a fixed fee per transaction. In the US the standard rate is 3.49% + $0.49 for domestic payments; international often adds about 1.5%. Rates vary by country (e.g. UK: 3.4% + £0.39; EU: 3.4% + €0.39). Use the calculator above and select your country for estimates. Knowing your net revenue helps with pricing, profit forecasts, and comparing payment processors like Stripe or Square.
FAQ
How much does PayPal charge per transaction?
In the US: 3.49% + $0.49 per transaction. International adds about 1.5%. Rates vary by country.
How do you calculate PayPal fees?
Fee = (Amount × 0.0349) + 0.49 for US domestic. Example: $100 × 0.0349 + 0.49 = $3.98.
How do I cover PayPal fees?
Use the Reverse Fee tab: enter the amount you want to receive and it shows the charge amount so that after fees you get that amount.
Is PayPal cheaper than Stripe?
Often no. US: PayPal 3.49% + $0.49; Stripe 2.9% + $0.30. For small tickets PayPal is usually more expensive. Use our Stripe Fee Calculator to compare.
How to Use the PayPal Fee Calculator
Core Fee: Enter the transaction amount to get PayPal fee and net amount you receive. Reverse Fee: Enter the amount you want to receive to get the required charge. Subscription: Enter price per customer and number of customers for monthly gross, total fees, and net revenue. Bulk: Enter price per transaction and number of transactions. International: Toggle international for higher fee. Compare: See PayPal vs Stripe vs Square. Pricing Simulator: See fee and net at different price points. Profit Impact: Enter product price and cost to see profit after PayPal fees. Use Calculate then Download CSV or Share to save or share results.
Related Calculators
Stripe Fee Calculator
Stripe fees by country, net revenue, reverse fee, processor comparison.
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