Tool
Core Stripe Fee Calculator
Result
On a $100 charge, Stripe fee is $3.20; you receive $96.80.
Reverse Fee Calculator
Charge $103.40 to receive $100 after Stripe fees.
Subscription Revenue Calculator
1,000 customers at $20/mo: $20,000 gross, $610 in Stripe fees, $19,390 net.
Bulk Payment Calculator
200 transactions at $50: $10,000 gross, $890 fees, $9,110 net.
International Payment Fee
International cards: +1.5% (typical). Total 4.4% + $0.30.
US domestic: 2.9% + $0.30. International: 4.4% + $0.30.
Payment Processor Comparison
Fee per transaction (US). Rates may vary by region.
| Processor | Fee (US) |
|---|---|
| Stripe | 2.9% + $0.30 |
| PayPal | 3.49% + $0.49 |
| Square | 2.6% + $0.10 |
Compare total fee for your typical transaction size to choose the cheapest option.
Pricing Strategy Simulator
Stripe fee and net revenue at different price points.
| Price | Stripe Fee | Net Revenue |
|---|
Use this to see how fee impact changes with price.
Profit Impact Calculator
Profit = Price − Cost − Stripe Fee. Shows true profitability after payment processing.
Stripe Fee Impact by Business Type
| Business Type | Typical Fee Impact |
|---|---|
| E-commerce | 3% – 4% |
| SaaS | ~3% |
| Digital Products | 3% – 5% |
Fee impact depends on average transaction size. Smaller tickets = higher % impact.
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Stripe Fee Formula (US)
International cards may add +1.5%. Rates vary by country; check Stripe pricing for your region.
What are Stripe Fees?
Stripe charges a percentage plus a fixed fee per successful card charge. In the US the standard rate is 2.9% + $0.30 per transaction. So on a $100 payment, the fee is $3.20 and you receive $96.80. International cards often add another 1.5%. Knowing your net revenue helps with pricing, profit forecasts, and comparing payment processors like PayPal or Square.
FAQ
How much does Stripe charge per transaction?
In the US: 2.9% + $0.30 per successful card charge. International cards may add +1.5%. Rates vary by country.
How do you calculate Stripe fees?
Fee = (Amount × 0.029) + 0.30. Example: $100 × 0.029 + 0.30 = $3.20.
How do I cover Stripe fees?
Use the Reverse Fee tab: enter the amount you want to receive and it shows the charge amount so that after fees you get that amount.
Is Stripe cheaper than PayPal?
Often yes. US: Stripe 2.9% + $0.30; PayPal often 3.49% + $0.49. For large tickets the difference is smaller; for small tickets Stripe is usually cheaper.
How to Use the Stripe Fee Calculator
Core Fee: Enter the transaction amount to get Stripe fee and net amount you receive. Reverse Fee: Enter the amount you want to receive to get the required charge (so fees are covered). Subscription: Enter price per customer and number of customers for monthly gross revenue, total fees, and net revenue. Bulk: Enter price per transaction and number of transactions for total fees and net. International: Toggle international card for +1.5% fee. Compare: See Stripe vs PayPal vs Square. Pricing Simulator: See fee and net at different price points. Profit Impact: Enter product price and cost to see profit after Stripe fees and margin. Benchmarks: Typical fee impact by business type. Use Calculate then Download CSV or Share to save or share results.