Tool
Core Stripe Fee Calculator
Result
On a $100 charge, Stripe fee is $3.20; you receive $96.80.
Reverse Fee Calculator
Charge $103.40 to receive $100 after Stripe fees.
Subscription Revenue Calculator
1,000 customers at $20/mo: $20,000 gross, $610 in Stripe fees, $19,390 net.
Bulk Payment Calculator
200 transactions at $50: $10,000 gross, $890 fees, $9,110 net.
International Payment Fee
Domestic vs international card rates for your selected country.
US domestic: 2.9% + $0.30. International: 4.4% + $0.30.
Payment Processor Comparison
Fee per transaction for selected country. Change country above to see other rates.
| Processor | Typical fee (example US) |
|---|---|
| Stripe | 2.9% + $0.30 |
| PayPal | 3.49% + $0.49 |
| Square | 2.6% + $0.10 |
Compare total fee for your typical transaction size to choose the cheapest option.
Pricing Strategy Simulator
Stripe fee and net revenue at different price points.
| Price | Stripe Fee | Net Revenue |
|---|
Use this to see how fee impact changes with price.
Profit Impact Calculator
Profit = Price โ Cost โ Stripe Fee. Shows true profitability after payment processing.
Stripe Fee Impact by Business Type
| Business Type | Typical Fee Impact |
|---|---|
| E-commerce | 3% โ 4% |
| SaaS | ~3% |
| Digital Products | 3% โ 5% |
Fee impact depends on average transaction size. Smaller tickets = higher % impact.
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Stripe Fee Formula (by country)
International cards may add +1.5%. Rates vary by country; check Stripe pricing for your region.
What are Stripe Fees?
Stripe charges a percentage plus a fixed fee per successful card charge. Rates vary by country (e.g. US: 2.9% + $0.30; India: 2% + โน0; UK: 1.5% + ยฃ0.20). International cards usually have a higher percentage. Use the calculator above and select your country for exact fees. Knowing your net revenue helps with pricing, profit forecasts, and comparing payment processors like PayPal or Square.
FAQ
How much does Stripe charge per transaction?
In the US: 2.9% + $0.30 per successful card charge. International cards may add +1.5%. Rates vary by country.
How do you calculate Stripe fees?
Fee = (Amount ร 0.029) + 0.30. Example: $100 ร 0.029 + 0.30 = $3.20.
How do I cover Stripe fees?
Use the Reverse Fee tab: enter the amount you want to receive and it shows the charge amount so that after fees you get that amount.
Is Stripe cheaper than PayPal?
Often yes. US: Stripe 2.9% + $0.30; PayPal often 3.49% + $0.49. For large tickets the difference is smaller; for small tickets Stripe is usually cheaper.
How to Use the Stripe Fee Calculator
Core Fee: Enter the transaction amount to get Stripe fee and net amount you receive. Reverse Fee: Enter the amount you want to receive to get the required charge (so fees are covered). Subscription: Enter price per customer and number of customers for monthly gross revenue, total fees, and net revenue. Bulk: Enter price per transaction and number of transactions for total fees and net. International: Toggle international card for +1.5% fee. Compare: See Stripe vs PayPal vs Square. Pricing Simulator: See fee and net at different price points. Profit Impact: Enter product price and cost to see profit after Stripe fees and margin. Benchmarks: Typical fee impact by business type. Use Calculate then Download CSV or Share to save or share results.
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PayPal Fee Calculator
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