Calculate annualized return for SIPs or lumpsum investments with irregular dates.
Present Value, Future Value, Payment, and Interest Rate for regular cash flows
Calculate NowXIRR (Extended Internal Rate of Return) gives your annualized return when you invest at different dates—e.g. monthly SIPs or occasional lumpsums.
Investment Frequency: Choose Monthly, Quarterly, or Yearly. This is how often you invest the recurring amount.
Start Date & Mature Date: The period over which you invest. Recurring investments are applied on the same day of each period (e.g. 5th of every month). On the mature date, the total maturity amount is treated as the final value.
Recurring Investment Amount: The amount you invest at each interval (e.g. ₹5,000 per month for a SIP).
Total Maturity Amount: The total value of your investment at maturity (current value or redemption value).
After entering the values, the chart shows cumulative invested amount and the growth of your investment over time. Your XIRR is the annualized return in percentage.